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  • What types of payment can I accept?
    In the realm of payment acceptance, small enterprises possess the adaptability to embrace diverse payment methods. The initial choice is conventional stripe cards, recognized for their widespread use in transactions. Moreover, businesses have the capability to receive payments through EMV chip cards, enhancing the security of transactions for customers. For service-oriented enterprises functioning without a physical storefront, the integration of mobile credit card processing proves to be an exemplary solution. This approach facilitates seamless payment acceptance and extends the convenience of email invoicing. Through the strategic utilization of these payment alternatives, businesses can guarantee a streamlined and user-friendly payment experience for their clientele.
  • What if I need help with funding?
    In instances where financial support is required, we extend our assistance through AMS's dedicated funding initiative, Cash Buoy. Specifically crafted to aid businesses in Houston in raising capital, Cash Buoy presents a unique opportunity for entrepreneurs. Under this program, we propose to acquire a predetermined portion of your forthcoming sales volume. The distinctive feature of Cash Buoy lies in its flexibility, as opposed to conventional fixed monthly payments. Instead, you will be obligated to remit an agreed-upon percentage of your daily sales until the complete repayment of the merchant cash advance. Our primary objective with Cash Buoy is to furnish a solution that is not only flexible but also convenient, addressing your funding requirements efficiently. Should you require further information or wish to discuss the specifics of this funding program, please do not hesitate to reach out.
  • Can my business qualify for a merchant account?
    Absolutely! The eligibility criteria for a merchant account can vary depending on your business's characteristics and the risk evaluations conducted by credit card networks. Nevertheless, it's crucial to emphasize that a significant portion of merchant enterprises meet the requirements and can successfully apply for and acquire a merchant account.
  • What exactly is a Merchant Account?
    A merchant account serves as a financial instrument that empowers enterprises to receive payments via credit and debit cards, streamlining the transfer of funds from the customer's card to the merchant's bank account. Through the utilization of a merchant account, businesses can seamlessly execute transactions when customers engage in purchases employing their credit or debit cards. Operating behind the scenes, the merchant account orchestrates the requisite procedures to withdraw funds from the customer's bank account and securely deposit the payment into the merchant's designated bank account. Consequently, a merchant account assumes a pivotal role as the intermediary between the customer's payment source and the business, ensuring an efficient payment process and facilitating the acceptance of card-based transactions.
  • How can AMS help my business compete with the big companies?
    AMS goes beyond merely providing merchant services, recognizing that to compete with larger enterprises, your small business requires additional tools and advantages. This is why AMS offers a comprehensive suite of business merchant services designed to genuinely enhance your brand. In the arena of competing against major corporations, a pivotal factor is having a credit card processor that aligns with your growth objectives. AMS presents a credit card processing solution that not only ensures seamless transactions but also furnishes a competitive edge. Leveraging advanced technology and secure payment processing, you can confidently manage customer payments, regardless of your business size. However, the breadth of AMS's commitment extends further. Acknowledging that building a thriving business involves more than just transactional efficiency, AMS provides supplementary features to elevate your competitiveness against larger enterprises. One notable feature is the capability to issue gift cards to your customers. Offering gift cards can attract new customers, foster brand loyalty, and stimulate repeat business, providing a strategic advantage over sizable competitors. Furthermore, AMS offers loyalty programs that can significantly enhance customer retention. By implementing a loyalty program, you can reward customers for their ongoing support, fostering a robust connection between your business and clientele. This not only heightens customer satisfaction but also positions your small business in direct competition with major corporations that often employ similar reward programs. AMS is dedicated to assisting your small business in competing with larger enterprises by offering a diverse array of business merchant services. From seamless credit card processing to innovative features like gift cards and loyalty programs, AMS positions you on an equal footing with larger competitors. With AMS as your merchant services provider, you possess the essential tools and support to thrive in the competitive business landscape.
  • Can Advisory Merchant Services be trusted for powerful payment processing for my restaurant?
    Advisory Merchant Services is a reliable and trustworthy choice for powerful payment processing. With their extensive range of intuitive tools specifically designed for restaurants in Houston, such as the Total Touch POS system, they provide comprehensive solutions to meet all your needs. This POS system offers features like open table management, easy payment options, an easy-to-use interface, and online and mobile ordering, ensuring that you can provide your customers with the best dining experience possible. Overall, Advisory Merchant Services can be trusted for powerful payment processing. Their range of payment processing solutions, intuitive tools, and comprehensive services demonstrate their commitment to providing reliable and efficient payment processing options for businesses in Houston.
  • Do you offer pricing types like cash discount and consumer choice surcharge programs?
    Yes, we provide two distinctive pricing models, namely the Cash Discount and Consumer Choice Surcharging programs, both of which involve innovative approaches to managing transaction fees. Cash Discount Program: In our Cash Discount program, customers have the opportunity to enjoy a discount on their purchases when opting to pay with cash. This approach incentivizes cash transactions and helps businesses offset some of the associated processing costs. By applying a small fee to non-cash transactions, the Cash Discount program not only encourages cash payments but also provides transparency to customers about the costs associated with different payment methods. Consumer Choice Surcharging Program: Our Consumer Choice Surcharging program offers customers the option to choose their preferred payment method, understanding that some methods may come with associated fees. In this model, customers who choose a card payment may incur a small surcharge to cover the processing fees imposed by card issuers. This program empowers customers by giving them the flexibility to make informed decisions about their preferred payment methods while allowing businesses to recover some of the costs related to electronic transactions. In both cases, the focus is on providing transparency and choice to customers while helping businesses manage payment processing expenses. These programs not only contribute to a more efficient and cost-effective transaction process but also promote fairness and clarity in the payment ecosystem.
  • How does AMS ensure secure payment processing?
    Advisory Merchant Services (AMS) goes above and beyond to ensure secure payment processing for businesses in Houston. We recognize the critical importance of safeguarding sensitive customer information and have tailored our services to meet these needs. When you choose to partner with AMS, we provide you with a suite of secure payment processing solutions for both online and in-person transactions. Our setup is specifically crafted to cater to your unique requirements, ensuring that all aspects of your payment processing are effectively addressed. To further enhance security, we offer exclusive tools that not only save you money but also streamline your operations and boost sales. Our ultimate goal is to alleviate any payment processing stress so that you can focus on delivering excellent service and enjoying the benefits, rather than dealing with complications. As a testament to our commitment to security, AMS has been a certified level 1 PCI provider for over many years. We adhere to and comply with the Payment Card Industry Data Security Standard (PCI DSS), a set of stringent requirements designed to ensure a secure environment for companies processing, storing, or transmitting credit card information With AMS as your payment processing partner, you can rest assured knowing that your business and your customers' sensitive data are completely secure. We prioritize simplifying the transaction process so that your consumers can concentrate on what truly matters: your exceptional products and services.
  • Which sectors does Advisory Merchant Services (AMS) serve?
    Advisory Merchant Services (AMS) serves a broad spectrum of industries, encompassing retail, eCommerce, restaurants & bars, professional services, skilled trade services, specialty businesses, and more. Our solutions are intricately crafted to meet the distinctive needs and demands of these industries, guaranteeing smooth and streamlined operations. Leveraging our expertise and customized offerings, AMS efficiently empowers businesses across these diverse sectors, enabling them to flourish and reach their objectives.
  • How can Advisory Merchant Services (AMS) assist in attracting new customers and fostering loyalty?
    AMS presents diverse solutions to support businesses in attracting new customers and promoting loyalty. One notable solution is the Surcharge Program, enabling customers who opt for debit or credit card payments to cover transaction fees. This not only offers them the convenience of credit card payments but also reduces credit card processing fees for the business. Moreover, AMS delivers an extensive retail Point of Sale (POS) system named Payroc. With Payroc, businesses can accept major credit cards such as Visa, American Express, Discover, and MasterCard. The system allows customization of gift card options, review of employee hours, setting up low quantity alerts, and more. These features not only streamline operations but also elevate the customer experience, attracting and retaining new customers. Recognizing the significance of customer retention and acquisition, AMS offers gift and loyalty card programs. These programs provide business owners with a straightforward and effective approach to increasing sales and gaining new customers. By offering loyalty incentives and rewards through these cards, businesses can build loyalty among existing customers while simultaneously drawing in new ones. In conclusion, Advisory Merchant Services provides robust tools and solutions to assist businesses in attracting new customers and cultivating loyalty. The Surcharge Program minimizes credit card processing fees, Payroc simplifies payment processing and enhances the overall customer experience, and gift and loyalty card programs drive both customer retention and acquisition.
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